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The verified rental passport

Apply anywhere.
Pay once.

Pay once. Apply everywhere.
All the trust. None of the oversharing.
Be the “easy yes” for every landlord.
One-time paymentNo subscription30-day window
Warm Scandinavian apartment interior

$99
Settl Verified Passport
< 5 min
Complete in minutes
30 days
30-day validity

“Traditional screening tells landlords who you were.
Settl shows them who you are.

Every year, thousands of qualified renters get rejected because of an outdated credit score or a gap in employment history. Settl replaces those blunt instruments with real data: bank-verified income, biometric identity, and confirmed rent payments.

One verification. Valid for 30 days. Share with any landlord, anywhere in the US. No repeat applications. No more starting from zero.

Trusted partners

Plaid
Didit
Argyle
CRS
VantageScore
Plaid
Didit
Argyle
CRS
VantageScore
Plaid
Didit
Argyle
CRS
VantageScore
Plaid
Didit
Argyle
CRS
VantageScore
Plaid
Didit
Argyle
CRS
VantageScore
Plaid
Didit
Argyle
CRS
VantageScore

THE PROCESS

Five steps. Under five minutes.

One $99 verification. Share with every landlord. No repeat applications, no starting over.

01

Pre-Qualify

Answer a few questions about your income and move-in timeline. Free, no score impact, no commitment.

~60 sec
02

Verify Your Identity

Government ID + biometric selfie via Didit KYC. Your identity is confirmed at the source, not just uploaded.

~30 sec
03

Connect Your Bank

Link via Plaid to confirm your rent ceiling and rent payment history. Your exact income is never shown to landlords.

~2 min
04

Verify Your Payroll

Connect to 350+ payroll providers via Argyle. Confirms employer, title, hire date, and salary, straight from the source.

~2 min
05

Get Your Passport

Receive one $99 Settl Verified Passport with all 10 verification layers. Share your code with any landlord, anywhere. Apply once, pay once.

Instant

Straight from the source.

Every data point pulled directly from payroll systems, banks, and courts. Not uploaded. Not self-reported. Not fakeable.

What's inside

Everything a landlord needs.
Nothing they don't.

Settl Verified Passport: $99, all 10 verification layers included

Bank income ceiling
Confirms your rent ceiling from bank data. Your exact income is never shown.
From bank
Credit score
Soft pull — zero impact to your score. Included in every Passport.
TransUnion
Criminal check
National and county court search. No separate fee.
Court records
Eviction check
Nationwide eviction history search.
Court records
Employment verified
Employer, title, and tenure verified directly from payroll — not self-reported.
From payroll
Rent payment history
24 months of rent payments from bank data — the strongest signal for landlords.
From bank
Cash reserves
Shown as a range (e.g. 3–5 months). Confirms your savings buffer — never the exact amount.
From bank
Identity verification
Government ID and liveness check. Confirms you are who you say you are.
Government ID
Landlord references
Landlord fills out a reference form. Settl runs fraud signals and a Plaid rent cross-match.
Fraud-checked
Debt-to-Income ratio
You control whether landlords see it. Monthly debt divided by income, shown with a color rating.
Payroll + bank

For landlords & property managers

PTSR compliant · accepted in 7 states · free for landlords

Everything you need to approve a tenant,
already verified.

Pulled from payroll, banks, and courts. No documents. No uploads. No risk.

  • Income verified from employer’s payroll system (Argyle). Unfakeable.
  • Credit, criminal, and eviction checks — all included.
  • Rent payment history from real bank data
  • Identity confirmed with biometric verification
  • Debt-to-income ratio — tenant controls whether landlords see it
  • Landlord references, verified by Settl

Free for landlords. No account, no setup. Just open the link.

Modern apartment building exterior
Applicants this week

JM
Jordan M.
Verified up to $2,400/mo
Settl Verified Passport
SR
Sara R.
Verified up to $1,800/mo
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DK
Dev K.
Verified up to $3,100/mo
Settl Verified Passport
AES-256 encryption
All personal data encrypted at rest and in transit via TLS.
No landlord FCRA burden
Tenant-initiated verification means no adverse action letters or dispute obligations.
No data sales
Your information is never sold or shared with third-party marketers.
Delete on request
Request full data deletion at any time. We comply within 30 days.

Common questions

Frequently asked questions

The Settl Verified Passport shows landlords everything verified about you as a tenant — identity, income, employment, credit, criminal background, and eviction history — in one portable report you can share with any landlord.

Yes. Pre-qualification is completely free and takes about 60 seconds. There is soft pull, no score impact and no commitment. You only pay if you choose to proceed with a full verified report.

Settl includes a soft pull credit check (VantageScore 4.0 via TransUnion) with zero impact on your credit score. But the core of Settl is bank-verified income, biometric identity, and employment, giving landlords richer, real-time data than a credit score alone.

Yes. Your Settl Verified Passport is valid for 30 days and can be shared with as many landlords as you like. Apply once, share everywhere.

Settl works for freelancers, gig workers, and anyone with bank deposits. We verify income directly from your bank transactions. No pay stubs or W-2s required.

All data is encrypted with AES-256 at rest and TLS in transit. We never sell your information, and you can request deletion at any time.

Settl reports are shareable with any landlord via a link or verification code. No sign-up required on their end. In Colorado, landlords are legally required to accept valid portable tenant screening reports.

Still have questions? Contact our team Average response under 4 hours.

Your home
is waiting.

One $99 verification. Valid for 30 days. Share with every landlord — no repeat applications, no starting over.

From $99 · Under 5 minutes · Soft pull only · Valid 30 days

Verify once. Apply everywhere.

2 min · Soft pull only

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